| Sale price | $500,000 |
|---|---|
| Commission (3% agent-side) | $15,000 GCI |
| Brokerage 10% split | − $1,500 |
| Per-file fee (residential sale) (closed deal) | − $195 |
| You net (before personal taxes / expenses) | $13,305 |
$13,305 on a $500k deal — after both the 10% split and the flat $195 file fee. At a typical 70/30 shop you’d net about $10,500 on the same deal. That’s $2,805 more per closing, even after the $99/mo. By deal #2 of the year, you’re ahead.
The 10% split and the flat file fee apply on every closed deal — and if a deal dies, there’s no file fee at all. You only pay the file fee when you get paid.